Real estate is just like any other investment. There are good times and bad times, meaning times when the housing market is high, and others when it is low. This can make it hard to decide whether or not you should buy property (or an investment) when you are worried about a downswing.

Here are some reasons why you might want to consider buying even with a downswing.

If you are planning on keeping the home or investment for a few years, it won’t matter if a downswing is coming. Most investors buy a home to sell it right away. If you do, you face the risk of the market taking a downswing. However, if you are planning on buying it to live in or rent it out for a few years, it isn’t necessarily going to make a difference.

Here are some reasons why you might not want to buy property in a downswing.

You may end up losing money if you plan on selling the house right away. If you decide to buy a home, fix it up, and flip it right away, you may want to rethink that plan during a downswing. The home may be worth less after you have spent money on the renovations.

You can’t afford to take the risk. There are going to be times when you can’t afford to take a risk, just in case a downswing happens. If you aren’t struggling financially (and you don’t mind taking a risk), you might want to buy it anyway.

It is often a personal decision about whether or not you want to buy a home or investment when you are worried about a downswing. If you are planning on keeping it for a while, it may not make a difference. You can hold on to the home until the market gets better. If not, you are going to have to take a risk. Not everyone is willing to do so.